Islamic Finance

Your complete guide to Sharia-compliant investing, savings tracking, and Zakat calculation.

وَأَحَلَّ اللَّهُ الْبَيْعَ وَحَرَّمَ الرِّبَا

"Allah has permitted trade and forbidden interest." — 2:275

Calculate your obligatory Zakat accurately

Track income & expenses with halal categories

Islamic Investing Principles

No Riba (interest) — money cannot generate money by itself

No Gharar (excessive uncertainty or speculative contracts)

No Maisir (gambling or highly speculative derivatives)

Company's core business must be halal

Investments should benefit society broadly

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Shares in companies not involved in interest banking, alcohol, tobacco, or pork.

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Shariah alternative to bonds — ownership in real assets with legitimate returns.

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Direct property ownership or Islamic REITs compliant with Sharia principles.

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Physical precious metals — a recognized Islamic safe haven investment.

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Partnership in real ventures with shared profit and loss between parties.

Interest-based banking & loans

Alcohol & intoxicants

Tobacco products

Gambling & casinos

Weapons & defense contractors

Pork & related products

Learn the basic Shariah principles of money and trade

Purify your portfolio — remove any haram holdings

Consult a scholar or Islamic financial advisor

Start with screened halal stocks or Sukuk

Allocate a portion of profits to charity (Sadaqah)

Review your portfolio annually and pay Zakat on it